YOUR HOMEOWNERSHIP
JOURNEY STARTS HERE
First-Time Home Buyer & Down Payment Assistance Specialist
Buy a Home
Buying a Home should be Stress-Free! We will guide you through the process and help you select the best possible loan option for your specific situation.
BUY A HOMEFirst-Time Buyer
Step-by-step guidance for your first home purchase, including exclusive state-level DPA details.
BUYER GUIDEDown Payment Assistance
Stop renting and start owning. Discover how Missouri's DPA programs can help cover your upfront costs.
DPA GUIDERefinance
Whether you want to lower your payment, build equity quicker or tap into your home's existing equity? Getting started is quick and easy.
REFINANCEMortgage Calculator
Estimate your monthly payments to see how much home you can afford.
Mortgage Calculator
Estimate your complete monthly mortgage payments

Hi, I'm Yvonne Silverberg
Your Trusted Missouri Mortgage Expert & DPA Specialist
Welcome! I am Yvonne Silverberg, owner of Mortgage Store LLC, and I've dedicated my career to helping Missouri families achieve the dream of homeownership. My absolute passion is guiding first-time home buyers through what can seem like an overwhelming process, turning confusion into confidence.
I know that coming up with the cash to close is often the biggest hurdle to buying a home. That's why I've become an expert in Missouri's Down Payment Assistance (DPA) programs and USDA Rural Development Loans. I work tirelessly to find every available grant, assistance option, and zero-down program you qualify for, so you can stop renting and start building equity sooner than you thought possible.
My philosophy is simple: everyone deserves a place to call home. Whether you're buying your very first house or looking to move up, I am here to find the perfect loan for your unique situation and make the journey completely stress-free.
My Specialties
- First-Time Home Buyer Loans
- Down Payment Assistance (DPA)
- USDA Rural Development Loans
- VA Home Loans
- FHA Home Loans
- Conventional Financing
- Bank Statement Loans
- Investment Property Loans
- Refinancing Options
- Debt Consolidation
- Renovation Loans
- DSCR Loans
Why Partner With Me?
I understand that financing your first home is one of the biggest and most exciting decisions you'll ever make. As your dedicated Missouri mortgage expert, I'm here to provide the personalized, step-by-step guidance you need to navigate the market and secure the best assistance programs available.
30+ Years Experience
I bring over three decades of proven success in the mortgage industry to work for you.
DPA Expertise
I specialize in navigating complex Down Payment Assistance programs to get you the funds you need.
First-Time Buyer Focus
I take the time to educate and guide you through every step of your first home purchase.
5-Star Service
My commitment is to provide clear communication and a stress-free closing process.
Fast Approvals
Streamlined processing to get your loan closed quickly and efficiently.
USDA Loan Specialist
Extensive knowledge of Rural Development Loans, helping you achieve homeownership with zero down payment in eligible areas.
The Loan Process
Your step-by-step guide to homeownership
1. Pre-Approval
We'll review your financial situation to determine exactly how much you can afford and provide a pre-approval letter.
2. House Hunting
Partner with your real estate agent to find the perfect home that fits your budget and needs.
3. Loan Application
Once your offer is accepted, we'll collect the necessary documents and officially start your loan application.
4. Processing & Underwriting
Our team verifies your information, orders the appraisal, and ensures everything meets the loan guidelines.
5. Clear to Close
The underwriter gives the final approval! We'll send you the final numbers so you know exactly what to bring to closing.
6. Closing Day
Sign the final paperwork, get your keys, and celebrate your new home!
Frequently Asked Questions
Common questions about the mortgage process.
Let's Get Started
Choose the option below that works best for you to get started with Yvonne Silverberg.
Call Yvonne
Get immediate answers to your questions. Yvonne is ready to help you navigate the home buying or refinance process.
(573) 364-5626Talk With Yvonne
Thinking about buying, refinancing, or just exploring your options? Pick a time that works for you and Yvonne will personally reach out to discuss your goals and answer your questions—no obligation.
Apply Here
Ready to get started? Fill out our secure online application to begin your pre-approval process immediately.
Start Application