Loan Programs

Mortgage Store offers a wide variety of mortgage solutions. Loan programs are constantly changing so we make sure your home financing solution is tailored to your specific situation and needs.

Conventional Loans
A conventional loan is a home loan for individuals who have steady income, good credit and have funds available for a down payment. A conventional loan typically requires a 5-20% down payment.
Get More Information on Conventional Loans Here


FHA Loans
FHA loans allow you to purchase a home with as little as a 3.5% down payment, or refinance a home up to 96.5% of the home's value. FHA loans are easier to qualify for, and offer several homeowners an easy way to secure financing.

Get More Information on FHA Loans Here


USDA Loans
USDA loans are loans issued by the government, and often issued to those in rural areas, small communities and some areas just outside major metropolitan areas. 
Get More Information on USDA Loans Here


VA Loans

VA home loan programs help veterans finance the purchase of homes with favorable loan terms and at an interest rate normally lower than the rates charged on other types of mortgage loans

Get More Information on VA Loans Here


Refinancing
When you refinance your mortgage, you pay off your existing mortgage and replace it with a new mortgage that typically has a lower interest rate, term period, or monthly payment. Refinancing has it's costs so it is not always right for everyone. 
Get More Information on Refinancing Here


Click the Loan Programs link at the top of this site to see all the newest programs available. Also, please call our office at 573-364-5626 anytime to discuss loan options specific to your situation.